Solutions for modern banking

Scalable. Flexible. Proven.

Our customer-centric solution brings to market best in class components, to deliver a complete Banking Platform as a Service.

All the elements to power a modern bank. Plug in only the ones you need.

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Deposits / Savings

Launch and scale digital savings products across both retail and SME markets.

From easy-access to fixed-term accounts, our platform supports full onboarding, servicing and operations.

We provide the technology to help you compete and grow with:

  • SME and retail support.
  • Real-time digital onboarding.
  • Fully managed servicing and compliance.
  • Products: Easy access savings, notice accounts, fixed-term deposits, ISAs, including instant access options.

Lending

Deliver a seamless end-to-end mortgage or lending journey that is tailored to your customer’s needs. Modular approach to connect underwriters, brokers and members through a single integrated experience.

Our platform supports the full lending journey from initial enquiry to offer, with intelligent automation, transparency and control.

  • Automated underwriting with third-party data integrations.
  • Broker portal* with real-time tracking, comprehensive client management, automated document upload and verification.
  • Compare mortgage products effortlessly and ensure compliance at every step.
  • Brokers* can provide faster, more efficient service, keeping clients informed and applications moving smoothly from start to finish.

*via chosen partners.

Transactional Banking

Coming soon

A current account experience designed for today’s customers. Offer modern current account and payment capabilities that integrate with your wider digital proposition.

  • Integrated current accounts.
  • Real-time payments and transfers.
  • Card issuing and management, including physical and virtual.
  • Digital KYC and onboarding.
  • Account switching support.

"We selected Monument because they had a unique approach to the market. Having built and used the platform themselves to drive the rapid growth of their bank, it gave us the confidence that they would help us deliver a modern, digital led service for our members."

Gareth Griffiths – CEO of Ecology Building Society

Get in touch to find out more

Whether you’re modernising your savings platform, building a new mortgage proposition or launching a digital-first bank, Monument Technology is ready to help.

- Proven with live clients
- Configurable to your brand and operating model
- One contract, one roadmap, no vendor sprawl

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